This checklist can help you purchase a pre-owned car that has car finance. Avoid visual inspections at evening or when it is raining, as these situations can make it difficult to detect potential problems. What should you look for when buying a pre-owned vehicle with car financeCheck the car's MOT history and servicing records If the vehicle you're looking at is more than three years old, the complete MOT history can be viewed online. Enter the registration number of the car into the government's online MOT check site to find out more regarding each test. Pay attention to advisory notes. These will highlight any issue which isn't enough to trigger an MOT malfunction, but can lead to one if it's not checked. This will be your issue after you've transferred ownership. If you're faced with a lot of advisories, make use of the possibility of imminent maintenance negotiations to secure a price reduction. If you need to, you may walk away. Examine the chassis and bodywork. Every panel on the car must have equal gaps. Incorrectly aligned panels could be an indication that the vehicle was previously involved in an accident. Make sure the paint is in good condition on the entire panel. It may be difficult to find paint that matches on panels which have been repaired and repaint. A slight variance could suggest that the previous owner made a mistake. Click here to find out more about Cars For Sale now. Pay attention to tiny scratches and scratches and. More likely is that corrosion will begin to develop from a scratch that has penetrated the lacquer or paintwork and bonded to the metal. Are the wheels and tyres in good working order? Kerbed wheels are an integral element of everyday life, especially for drivers who live in cities. If the damage isn't too severe and the rims themselves aren't cracked or bent, it needn't be a reason to discredit the car. Check the oil level Make sure that the car is cool before parking it on level ground. Lift the bonnet to check the level of oil in the engine with the dipstick. A low oil level could be a sign of poor maintenance. The lack of oil in the engine can accelerate wear, and could lead to more issues as the vehicle age. A golden yellow color is the most suitable choice for oil used in engines. It could be the case that the dipstick's oil was not changed for a while if it is darker than brown. The color of the exhaust must be assessed The exhaust may produce fine white smoke upon start up. This is normal and water vapour is released from the exhaust pipe. Once warm, engine exhaust is usually fine, so thick smoke is a cause to be concerned. If you notice any of these, think twice about proceeding to make a purchase. Does the mileage really exist? The mileage of the car will be higher than the last MOT. It could indicate that the car unintentionally wound up. Based on feedback from drivers in the most recent Which? Car Survey, drivers typically drive around 9,000 miles each year. Use this as a rough estimate of how often the car finance has been used over its life. Examine for cracks in your windows. Stone chips on the windscreen could develop into a crack and then become an MOT failure. Any crack greater than 40mm on the windscreen has to be fixed or replaced with a new screen. It's only 10mm if the crack lies in the driver's line of sight. Get an inspection done A small cost for a small amount, businesses will give you an analysis of a car's background. This will include details of any outstanding finance and will reveal if the car has already been taken or deleted - something which should be sounding alarm bells, even if they've never been reported. Other information could include details regarding the previous owners of the vehicle and import history. Depending on the service you choose, you'll know its value, while reputable vehicle-check providers will also guarantee that their data is accurate.
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